Making an offer
When speaking to the vendor ensure that you have thought about the maximum that you would be prepared to pay and STICK TO IT. It;s very easy in the heat of the moment to end up paying more than you want to. Any offer you make should be subject to survey and contracts so ensure you state this when you are negotiating.
First time buyers or FTB’s are considered to be in a stronger negotiating position as they are not tied to chain. This can speed up the sale and reduce the chances of the chain breaking down. If you are an FTB make sure you tell the vendor as this may make them choose your ‘lower’ offer over someone else’s that’s in a chain.
If the vendor is also using an estate agent ask them to instruct them to take the property of the market.
Exchange solicitor details and inform both yours and the vendors. Click here to obtain a quote from www.williamsonhill.co.uk
Finalise mortgage details. If you have yet to organise a mortgage click here to obtain a no obligation quotation.
Another important area is the survey. If you are getting a mortgage the mortgage company will insist on a valuation that you must pay for. They will not as a matter of course offer a full survey and you must therefore ask for this separately. Click here for the various different type of survey you can get.
